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Make banking simple with Raiffeisen Bank



Your Business, Your Time — Simplified Banking for SMEs

 

When you run an SME business, most of the time it means juggling a thousand priorities every day — customers, invoices, suppliers, taxes, and deadlines. But banking now means paperless and fast operations.


Raiffeisen Bank’s new digital onboarding platform facilitates entrepreneurs opening an SME business account package entirely online, in just 15 minutes. No branch visits. No paperwork.


Just a smooth, 5-step digital journey tailored to register with the Trade Registry (RECOM). The onboarding process is intuitive, secure, and available 24/7, allowing business representatives to focus on what truly matters for each entrepreneur growing the business.


Why do SMEs choose digital flows when it comes to starting a banking relationship?

 

Core benefits:


🟡 Fast & Flexible - Open your business account in minutes, directly from your office

🟡 Paperless & 24/7 - The process is entirely online — available whenever you need it

🟡 Instant Access - Once approved, you get immediate access to Smart Business and Raiffeisen Online Raiffeisen’s internet banking platform designed especially for SMEs

🟡 Secure - Built with Raiffeisen Bank International’s highest security standards, ensuring your data and transactions are always protected

🟡 Intuitive design -  Adaptable and simple to use, the system adapts as your business grows.


A Smarter Way to Start Banking

 

Raiffeisen Bank reimagined entrepreneurs to start their banking journey. The entire flow is automated, with no manual steps, with instant access to Smart Business – Raiffeisen’s internet banking app dedicated to SMEs.


Business owners can manage transactions, payments, and finances from day one, with transparency and control, according to the security standards of the Raiffeisen Bank International for a seamless and fully compliant digital experience. We want every entrepreneur’s first interaction with Raiffeisen Bank to be simple, efficient, and meaningful.


Technology That Works for Entrepreneurs


This online onboarding solution is built 100% in the cloud, with a modern microservices architecture ensuring scalability and flexibility as your company grows. Whether you’re just starting out or scaling fast, you’ll benefit from a reliable, automated, and efficient banking relationship that adapts to your business needs.


With Raiffeisen Bank, you gain more than an account — you gain a partner committed to innovation, sustainability, and empowering the Romanian SME community.

 

Start your digital journey today – open your SME account online at Pachete de cont curent IMM.

 

Experience a smarter way for banking — designed for fast moving entrepreneurs!


Follow Raiffeisen Bank on

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